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Expertise: VA Non-Allowable Fees

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VA Non-Allowable Fees Answers

VA Loan Mastery Jun 22, 2026

Do Sellers Have to Pay All Closing Costs on a VA Loan? No - And Here's What the 4% Rule Actually Means.

One of the most common reasons sellers hesitate on VA offers is the belief that they are required to cover all closing costs. They are not. The 4% seller concession limit is a cap on what sellers can offer - not a floor they are obligated to meet.

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