I’m Not a "Loan Officer." I’m a Mortgage Strategist.

In an industry dominated by massive call centers, gossip, and stuffy bank branches, I built a different kind of practice. One based on data, strategy, and getting you into a home without the guesswork.

Cartoon illustration of Mike
Independent Broker   |   Vetted VA Member   |   Strategy First

How I Got Here

I didn't spend my entire life dreaming of mortgages. I have almost always been self-employed, running my own businesses, mountain biking, and fishing in my free time.

A good friend of mine owned a mortgage brokerage and told me I'd be incredibly good at this. I was looking for a change, so I got licensed and jumped in. What I found was an industry full of salespeople who just pushed loans. But what I really loved was the strategy—helping people organize their finances, avoid predatory lending, and using a mortgage as a sharp tool to build actual wealth.

Face-to-Face, Not a Call Center

I’ve built a modern, tech-forward brand, but I believe the best advice still happens face-to-face. I don't hide behind a call center script or a generic email queue.

Every client I work with gets a dedicated video planning session. We look at the same screen, crunch the numbers together, and build your actual plan in real-time so you know exactly where you stand.

The Vetted VA Ethos

I am not a veteran myself. But I protect them fiercely, and it stems directly from my Grandpa.

My Grandpa was a front-line Marine in WWII. He saw a lot of the war up close.

"He told me he did enough for his whole family, and if I ever joined the military, he would kill me himself. He was deadly serious."

While I honored his wishes, my deep respect for the military translated into how I run my business. In a world full of lending predators targeting veterans, I serve those who served the only way I know how—by becoming dangerously good at the VA manual and strictly adhering to the Vetted VA ethos of Data Over Gossip.

2022

Vetted VA Member

Serving the community as part of an elite, vetted group of professionals dedicated to ending predatory VA lending since early 2022.

8.4%

Lowest Denial Rate

I fight back against the gossip that "VA loans are risky" using hard data that proves VA loans are actually the strongest product on the market.

18x

Higher Net Worth

Research proves Veteran homeowners have an 18x higher net worth than renters. I'm here to build your wealth, not just close a loan.