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Big Mike Mortgage

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Loan Officer & Strategist

NMLS #2284716 Equal Housing Opportunity

Whether you are buying a home, refinancing, or using your VA benefits, you get clear guidance, fast communication, and a strategy-first process built around your goals.

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Choose Your Next Step

Start with pre-approval, then we will map your best options together.

Get Pre-Approved in MinutesNo obligation. Secure form. → Text Me: 941-877-4800Questions? Message me directly. → Book a CallPick a time that works for you. → Get Home Value in 60 SecondsSent straight to your email. → Call Me: 941-877-4800Reach me on my cell for quick answers. →

What Happens Next

I review your scenario, build a clear game plan, and walk you through your strongest path forward.

Step 1Submit your pre-approval or book a call.
Step 2We review your numbers and goals together.
Step 3You get a clear action plan and next move.

What Clients Say

Real feedback from homeowners and VA borrowers who worked with Mike.

★★★★★

“Mike was such a great help in closing on my home. The process was incredibly smooth and easy thanks to him.”

Barry Barrett
★★★★★

“Mike made sure we knew each step along the way. The home buying process felt smooth and fast from start to finish.”

Elle Adams
★★★★★

“Mike went above and beyond securing our VA loan and helped us navigate details with confidence.”

Thomas C. — Source: Google

Upcoming VA Classes

Free VA loan education. No sales pitch.

See All Classes & RSVPFull schedule and sign-up form. →

Follow & Explore

Stay connected for updates, insights, and new homeowner resources.

InstagramMarket updates and behind-the-scenes insights. → FacebookCommunity posts and mortgage education content. → Visit WebsiteLoan strategy pages, guides, and contact options. → Vetted VA ProfileView my vetted credentials and reviews. → What Is Vetted VA?Why Vetted VA matters for veterans and VA buyers. → NMLS Consumer AccessView public licensing details. →

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Want the full breakdown?

Get the VA Loan Guide →
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

Michael Payne | NMLS #2284716 | Licensed mortgage broker sponsored by CTR Brokers, LLC | NMLS #2337824

Equal Housing Opportunity, 2025 All Rights Reserved.
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